Bank Lending and Credit Risk: Assessment | Monitor | Recover
Lending Principles| Bank Finance| Ratios| Loan Policy| Risk| Charge on Securities| NPAs| Recovery| Debt Restructuring
3.92 (13 reviews)
1,590
students
10.5 hours
content
Mar 2025
last update
$34.99
regular price
What you will learn
Principles of Lending: Understand the foundational rules and cardinal principles that govern bank lending, including the importance of liquidity, profitability
Assessment of Bank Finance: Gain insights into various financing methods, such as working capital and term loans, and learn how to evaluate project reports
Financial Ratio Analysis: Develop the ability to analyze and interpret different financial ratios to assess a company's financial health and repayment capacity
Loan Policy Development: Learn about the components of a typical loan policy and how to align policies with regulatory guidelines set by the Reserve Bank
Credit Monitoring Techniques: Discover effective strategies for monitoring credit, including the use of registers and oversight of borrower accounts
Documentation and Legal Aspects: Understand the importance of proper documentation, the types of documents required, and the legal considerations
Credit Risk Management: Explore methods for evaluating and managing credit risk, ensuring that students can identify and mitigate potential risks effectively.
Creation of Charge on Securities: Learn about the different forms of security that can be used to secure loans, including assignment, lien, hypothecation
Supervision and Follow-Up: Master the strategies for supervising advances and following up with borrowers to ensure ongoing financial health.
Understanding Non-Performing Assets (NPAs): Learn the definition of NPAs, the RBI guidelines for asset classification, and provisioning norms
Preventing Slippage of NPA Accounts: Gain insights into the characteristics of Special Mention Accounts (SMAs) and strategies to prevent accounts from slipping
Recovery of Advances: Explore non-legal measures for recovery, rehabilitation strategies for distressed units, and the role of legal measures
Debt Restructuring: Understand the general principles of debt restructuring, including income recognition, asset classification, and key concepts related
By the end of the course, students will be equipped with the knowledge and practical skills necessary to excel in banking finance, lending decisions.
6206639
udemy ID
9/27/2024
course created date
9/29/2024
course indexed date
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