Mortgage Underwriting Problems & Solutions Mastercourse
Master Real-World Residential Mortgage Challenges. Expert Techniques for Underwriters, Loan Processors, & Loan Officers
4.75 (2 reviews)
38
students
3 hours
content
Feb 2025
last update
$44.99
regular price
What you will learn
Mortgage Underwriting Basics – Understand the role of an underwriter and the key responsibilities in loan approvals.
Loan Types and Guidelines – Learn the differences between Conventional, FHA, VA, USDA, ITIN loans, DSCR loans, and Non-QM loans, and how to underwrite each.
Analyzing Borrower Credit Reports – Identify credit red flags, calculate credit scores, and determine borrower creditworthiness.
Loan-to-Value Ratio (LTV) & Down Payments – Understand LTV calculations, required down payments, and loan limits based on program guidelines.
Debt-to-Income Ratio (DTI) Calculations – Learn how to properly calculate front-end and back-end DTI ratios and how they impact loan approvals.
Handling High DTI or Low Credit Scores – Learn compensating factors and strategies to approve challenging loan files.
Underwriting for Investment Properties & Multi-Unit Homes – Understand how to evaluate rental income and property cash flow analysis.
ITIN Loans & Foreign National Borrowers – Learn how to underwrite ITIN loans for borrowers who do not have a Social Security Number and how to verify their inco
Learn how to identify and prevent potential fraud.
Work through practical case studies to solidify your skills.
Understand how to handle complex or borderline loan scenarios.
Learn the key strategies to underwrite residential mortgage loans.
Learn how to become a problem solver to become more valuable to your company!
4540942
udemy ID
2/8/2022
course created date
3/4/2025
course indexed date
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