U.S. Residential Real Estate, Property & Mortgage Business
Property & Mortgage Underwriting | Loan Processing | Financial Analysis | Mortgage Operations | Origination
4.55 (2771 reviews)
9,676
students
7.5 hours
content
Mar 2025
last update
$89.99
regular price
What you will learn
Describe the real estate mortgage market, including how and why people finance properties with mortgages.
Explain the size and scope of the U.S. residential mortgage market.
List and discuss roles of the key players in the mortgage industry and the functions and roles they have.
Apply current and historic mortgage regulations to financial and credit underwriting of mortgage loans
Identify key mortgage types and describe the audience and markets for each.
Delineate the various residential property types, and the risks each has to the mortgage lender.
Articulate the financial and business terms and conditions related to mortgages, as well as the full meaning and importance of each.
Explain the full consumer mortgage underwriting lifecycle from the consumer, originator, underwriter and financier POVs, and each step along the way.
Conduct a borrower income analysis, read and understand credit history and reports, and evaluate the credit worthiness of a borrower.
Evaluate appraisals and asset valuations, and the appraisals and the appraisal process.
Explain titling and insurance, titling requirements and related title issues.
Use (and not be afraid of) the math, rates and calculations behind mortgage pricing.
Discuss mortgage metrics and be able to provide an overview of loan approvals and rejections.
Identify financial distress in mortgages, including early warning signs, foreclosure alternatives, and loss mitigation strategies.
You'll learn about loan servicing and servicing regulations.
Define securitization, learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor.
Describe the mortgage securitization process, from origination, to packaging and to servicing a securitized portfolio of mortgages.
Understand what a mortgage backed security (MBS) is, how rating agencies are involved in evaluating MBS securitizations, and appreciate the complexities.
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176722
udemy ID
3/4/2014
course created date
11/22/2019
course indexed date
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